Listing provided courtesy of Keller Williams Realty-Tyler- MLS# 26002135MLS Provider

20520 Clear Water CircleFlint, TX 75762

Single Family · 3 Beds · 3 Full Baths · 1 Half Bath · 4,396 Sq. ft. | 0.55 Acres
$899,500 3

20520 Clear Water Circle Overview

Visits:
1

Timeless Living on the Open Waters of Lake Palestine Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. Designed to breathe and built to last with steel-frame construction, this home strikes a rare balance between enduring craftsmanship and effortless warmth. Spanning two generous lots, the 3-bedroom, 3.5-bath floor plan opens gracefully from kitchen to living space, inviting natural light and open water views deep into every corner. Three true primary suites, each thoughtfully separated for comfort and independence, offer the kind of privacy rarely found in lakefront homes. Two suites reside on the main level with dedicated full en suite baths. Step downstairs to a third primary suite and a lower level built for gathering, where a polished bar with two distinct seating areas sets the stage for entertaining and a versatile flex room offers space for a studio, workshop, craft room, office, wine cellar or personal retreat. The home's airy, connected design ensures no suite feels tucked away from the views. The outdoors are never far away. A sprawling porch wraps nearly the entire home, framing the lake from every angle, while a covered patio provides a shaded retreat for quiet mornings and long evenings. An enclosed greenhouse extends the seasons for those who love to grow. Outside, this property works just as hard. A two-stall boathouse with an electric boat cover keeps your vessel protected and launch-ready. A 21x22 shop offers serious storage and workspace for tools, toys, or lake gear. And with two lots providing generous space, there's room to breathe, landscape, or simply enjoy the privacy that lakefront buyers dream about. Two lots. Open water. Sunset views. This is the one that ends the search.

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

20520 Clear Water Circle Facts & Features

  • Type Single Family
  • Sq. ft. 4,396
  • Price/Sq.ft. $205
  • Lot 0.55 Acres

Details

General

Association/HOA

  • Association Fee: 50
  • Association: Yes

School Information

  • Elementary School: Owens
  • Middle Or Junior School: Three Lakes
  • High School: Tyler Legacy

Listing Information

  • Available Financing: Cash,Conventional,FHA,Other/See Remarks,Texas Veteran Land Board,VA
  • Foreclose/Bank Owned: No
  • Short Sale: No

Building Information

  • Year Built: 1995

Location/Region

  • County Or Parish: Smith
  • Postal City: 75762
  • Subdivision Name: PINE TRAIL SHORES

Community/Development

  • Community Features: Boat Ramp

Tax Information

  • Tax Annual Amount: 1266.64
  • Tax Year: 2025

General Information

  • Property Sub Type: Single Family Detached
  • Property Type: RESIDENTIAL
  • Special Listing Conditions: Homeowner's Assn Dues
  • Visitor Recording Consent: Audio and Video
  • Water Co: MONARCH

Interior

Building Information

  • Security Gate: No

Parking Information

  • Garage: 2
  • Garage Spaces: 23X29
  • Garage/Carport: Door w/Opener w/Controls,Front Entry

Beds/Baths

  • Bath Description: Shower Only,Shower and Jetted Tub,Separate Lavatories,Walk-In Closet,Tile
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bedroom #1 Size: 23X19
  • Bedroom #2 Size: 14X19
  • Bedroom #3 Size: 23X12
  • Bedroom Description: Guest Bedroom Split,Master Bedroom Split,Walk-In Closet
  • Bedrooms Total: 3

Building Interior

  • Dining Areas: Breakfast Bar,Kitchen/Eating Combo
  • Kitchen Equipment: Dishwasher,Disposal,Microwave,Oven-Electric,Cooktop-Electric,Island

General Information

  • Cooling: Central Electric,Ceiling Fan(s)
  • Fireplace Features: One Wood Burning,Wood Burning Stove
  • Flooring: Carpet,Wood,Tile
  • Foundation Details: Slab
  • Heating: Central/Electric,Fireplace,Wood Burning Stove
  • Interior Features: Wet Bar,Central Vacuum,Ceiling Fan,Blinds
  • Levels: 2 Stories,Basement
  • Living Area: 4396
  • Living Area Source: SCAD
  • Rooms: Game Room,Family Room,Utility Room,2 Living Areas
  • Security Features: No

Room Information

  • Dining Room Size: 23X14
  • Kitchen Size: 17X15
  • Living Room Size: 23X27

Exterior

Building Information

  • Outbuilding Size: 21X22

Lot Information

  • Lot Features: Rectangular,Subdivision Lot,Water/Lakefront,Wooded
  • Lot Size Acres: 0.55
  • Road Surface Type: Concrete
  • Water Source: Private

Waterfront/View

  • Apx Shore Line: 157'
  • View: No
  • Water Body Name: Lake Palestine
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Traditional
  • Construction Materials: Brick Veneer,Other/See Remarks
  • Roof: Composition

General Information

  • Exterior Features: Patio Open,Patio Covered,Sprinkler System,Balcony,Gutter(s),Porch
  • Fencing: None
  • Lake Community: No
  • Other Structures: Greenhouse,Boat House,Work Shop
  • Pool Features: None
  • Sewer: Aerobic Septic Sys
  • Street Utilities: Overhead Utilities,Paved

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

20520 Clear Water Circle Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

20520 Clear Water Circle Market Data

Based on the last 30 days in this zip code

$541,364
Average List Price
$230
Average Price per Square Foot
8
Properties Sold
82
Average Days on Market
210
Properties for Sale
Calculations provided by Reliance Network


Prosperity Home Mortgage, LLC

Prosperity Home Mortgage, LLC

When you decide to buy a home or refinance your mortgage, your search should start and end here. At Prosperity Home Mortgage, LLC, we strive to create an extraordinary customer experience through the efforts of knowledgeable and caring mortgage professionals where relationships are valued, and the focus is on treating every client as if they were the only client. Choose a lender you can trust to find the mortgage loan that best suits your needs.


HomeServices Insurance

HomeServices Insurance

HomeServices Insurance is an independent agency that operates through a network of offices located throughout the northern Texas area.  As a full-service operation, we offer a full suite of quality insurance solutions including home, auto, umbrella, and more.  We have established long term relationships with many of the top national and regional carriers in the country, bringing you the power of choice when it comes to your personal insurance needs.